Georgia Dream First Time Home Buyer

The State of Georgia offers either $7,500 (to employees in the armed forces, education, healthcare, law enforcement, fire and emergency) or $5,000 (to others) in down payment assistance to qualified home buyers in households with incomes up to $84,500 (up to two person households: $74,000, three or more person household: $84,500) to buy a home priced up to $250,000 anywhere in Metropolitan Atlanta. No payment is due nor any interest accrued as long as the borrower occupies and owns the home without refinancing the first mortgage.

For a limited time, the assistance may be $15,000 to qualified buyers of eligible properties in Dekalb, FultonGwinnett and Henry Counties.